Life Insurance in Sturgis, MI and Coldwater, MI
We know your family is important to you. That is why we want to help you ensure their protection after you’re gone. At Littman Insurance, we specialize in providing final expense coverage to advanced estate plans. We have established partnerships with some of the nation’s top insurance providers and we work with them to provide our customers with coverage options and competitive rates. We write Life Insurance policies in all 50 states.
Life Insurance Coverage Details
People often think they must have some type of debt or loan obligation to secure life insurance; this is not the case. Life insurance can be used to cover debts such a mortgage or auto loan. It can also help with the final expenses such as funeral costs.
We take the time to scan the market for the best plan to fit our customers’ needs and premium range. Our team uses a hands-on approach when creating new policies. You will be able to work with us one-on-one and keep the same agent to service your policy throughout your time with our agency.
Our life insurance coverage options include:
- Individual Life Insurance
- Group Life Insurance
- Long-Term Care Insurance
- Mortgage Protection Insurance
- Disability Insurance
- Second-To-Die Policy
- Key Person (Key Men) Insurance
In addition to these options, we can offer retirement planning through Nationwide Insurance, and we can also issue a small policy to cover final expenses or a complex business plan if needed.
Experienced agents working to keep your family secure
We do not believe in the bait and switch method of selling life insurance. We strive to tailor your policy to your needs from the point of quoting and application, rather than after the sale.
Our life insurance guru, Tim Littman, has over 40 years of experience in the life insurance and retirement planning field. As a local agency, we are accessible to our clients when they need us most. That means, if you want to talk to Tim or another agent, you can do just that with ease.
As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.