Auto Insurance in Sturgis and Coldwater, MI
From reckless drivers to slippery Michigan roadways, the risks facing drivers are many. At Littman Insurance, we understand the exposures facing motorists and are equipped to provide them with the necessary insurance coverage. Our staff, led by Tom Littman and Verna Blanchard, routinely write coverage for drivers in Sturgis, Coldwater, Centreville, and the surrounding areas.
Exceeding Michigan Liability Minimums
In Michigan, state law requires that motorist hold minimum liability limits of $20,000/$40,000/$10,000. However, we recommend that our clients hold higher limits as a small increase in premium can provide substantially more coverage. Michigan law also requires a no-fault/personal injury protection, so we take that into account when advising our clients.
Liability Insurance, Collision Coverage, and More
When matching a client with coverage, we take the time to thoroughly explain coverage options and answer any questions. We also review additional endorsements such as roadside assistance, rental reimbursement, and broad collision so that our clients can make an informed decision.
Our products for drivers include, but are not limited to:
- Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Uninsured & Underinsured Motorist Coverage
- Diminishing Deductible
- Specialty Auto Insurance
- Personal Injury Protection (PIP)
- Medical Payments Coverage
In addition to standard auto coverages, we can insure classic and antique cars with specialty car insurance. We can also provide coverage for drivers who have multiple tickets or accidents on their driving record.
After determining the needs and risks of a client we rely on our relationship with carriers such as Nationwide, Safeco, and Progressive for the best rate and policy. In many cases, our providers also offer discounts such as multi-policy or violation-free driving. Request a quote to get started.
Keeping Drivers Protected
At Littman Insurance, we enjoy building lasting relationships with our clients and insuring them for every stage of life. Once coverage is in place, we review the policy annually and communicate any recommendations. We are always looking for ways to keep costs competitive and we encourage clients to let us know of any changes that could affect their coverage.
To learn more about our products and services for drivers, please contact us at your convenience.
At Littman Insurance we’re proud to provide car insurance in Sturgis, Coldwater, Centreville, Three Rivers, and White Pigeon, MI and in Howe, IN. We also serve other areas in Michigan and in Indiana and we serve Illinois.