Littman Insurance
1200 E Chicago Rd
Sturgis, MI 49091

Fax: 269-651-2925


Coverage for Your Business in Sturgis and Coldwater, MI

Coverage for Your Business in Sturgis and Coldwater, MI

Keeping Businesses in Sturgis and throughout Southern Michigan secure

Data theft, employee errors, equipment losses, and fires are all risks that you face as a business owner. These and other risks can translate into significant costs to you if you’re unprotected, this is why having protection is important. Insurance provides necessary protection, and at Littman Insurance we have a comprehensive business insurance program, which is flexible and also which we tailor to individual clients.

We’ve insured businesses in Sturgis and in communities throughout Southern Michigan for more than 80 years, and also we have access to many markets. We offer a wide variety of insurance options, including bonds, group life, and workers compensation, and also we insure every business to which we provide policies and/or plans as if we are insuring ourselves. For these reasons, we’ll provide to you the best possible business insurance. Whether you own and operate a small, one-person contracting operation or you own and operate a multi-state manufacturing operation that employs hundreds of people, we’ll help you.

Business Insurance Coverage Details for Businesses in Michigan and in other States

Property insurance, liability insurance, business vehicle insurance, and workers compensation insurance are types of insurance that most businesses have. These and other types of insurance can be parts of business owner’s policies (BOPs), which many business owners in Southern Michigan purchase. Business owners policies contain a wide variety of coverages and provide great amounts of protection, and they also keep almost any business fully secure.


Some business owners in Southern Michigan purchase standalone policies; business owner’s policies, for these business owners, aren’t enough. Standalone policies can protect against almost any business risk and can contain virtually any business coverage. Errors and omissions (E&O), employment practices liability (EPL), and directors and officers (D&O) are types of insurance that can be included in standalone policies, and we offer these types and other types of insurance, which we’ll provide to you if you need the types of insurance.


We’ll help you select the right coverages, and also we’ll ensure that any solution that you purchase is fitting.


The coverages from which you can choose include but are not limited to: 

•   Commercial property insurance

•   Commercial general liability

•   Business owners policy (BOP)

•   Inland marine insurance

•   Commercial auto insurance

•   Commercial umbrella insurance

•   Professional liability

•   Workers compensation

•   Crime insurance


You may be able to save time and money as a client of ours if you take advantage of benefits and discounts for which you may be eligible. Speak with an agent to learn about these benefits and discounts.

Engaged, experienced Agents protecting you and your Business against Risk

We know that insuring a business requires attention to detail and consideration for an individual business owner’s needs. For this reason, we take a hands-on and thorough approach to serving business owners. We assess the business owners’ needs through in-depth consultations, risk analyses, and on-site inspections, and once we know and understand business owners’ needs, we identify the right coverages. At the points that the right coverages are identified, we create the best possible solutions.


In order to ensure that there are never gaps in coverage and that clients’ rates are always competitive, we regularly and closely review policies and plans that we write. If and when possible, we include clients in review processes, and as a result, the clients are able to understand their purchases and be aware of needs for changes to coverages.


Contact us or call us today. To start on a policy, request a quote.

Additional Business Insurance Information:


At Littman Insurance we’re proud to provide business insurance in Sturgis, Coldwater, Centreville, Three Rivers, and White Pigeon, MI, and in Howe, IN. We also serve other areas in Michigan and in Indiana, and we serve other states.