Littman Insurance
1200 E Chicago Rd
Sturgis, MI 49091

Fax: 269-651-2925


Coverage for Specific Industries in Sturgis and Coldwater, MI

Matching Businesses with Specific Coverage in Sturgis and Coldwater, MI

Every industry is susceptible to unique risks and as such require specific insurance coverages. At Littman Insurance, we offer the policies business owners needs most by tailoring coverage specific to their industries.  We are pleased to offer coverage to businesses in Sturgis, Coldwater, Centreville, Three Rivers, White Pigeon, Howe, and the surrounding areas.

Builder’s Risk Insurance and More

By working closely with our clients to target industry-specific exposures, we are able to identify the right coverage for their business. We then work with a variety of trusted carriers such as Zurich to find the most cost-effective option.


We are pleased to offer policies for a multitude of industries and are able to accommodate most any commercial exposure. However, through our years in the insurance business, we have developed a specialization in builder’s risk and general liability for new construction and renovation projects. We help clients answer important questions such as, “I have already started building my home, am I still eligible? What happens if my project is completed before the 12 month policy expires? Does the policy contain liability coverage?” However, if we don’t know the answer to a question, regardless of industry, we’ll work with our carriers to find out.


Our policies range in scope and size.  We are able to insure the following industries and more:

  • Accounting firms
  • Alarm contractors
  • Arborists
  • Construction
  • Contractors / specialty trade
  • Craft breweries
  • Educational facilities
  • Financial institutions
  • Healthcare facilities
  • Healthcare practices
  • Law firms
  • Life science
  • Limousine services
  • Livestock
  • Maintenance contractors
  • Manufacturing 
  • Marine
  • Maritime employers
  • Media & advertising
  • Orthotics & prosthetics
  • Pools & spas
  • Printers & publishers
  • Railroad contractors & manufacturers
  • Real estate
  • Retail
  • School bus contractors
  • Scrap metal
  • Security guards
  • Self-storage facilities
  • Septic contractors
  • Technology services
  • Tow trucks & auto transporters
  • Water well drillers

To find out how we can protect your business, contact an agent.

Helpful Agents Working for Your Business

At Littman Insurance, our agents understand the challenges business owners face. In addition to his role at the agency, our President, Tim Littman, also owns a car wash and oil change business. With a background in both insurance and business, Tim handles all builder’s risk and commercial lines policies.


From a new office building to fluctuating inventory, the reasons for a new or updated commercial policy are many. At Littman Insurance, we routinely reach out to our clients to avoid any potential coverage issues and we will ensure that policies comply with state laws and regulations when reviewing policies. We also work with our commercial clients to make sure that any payroll or sales adjustments are made during the policy period to avoid an audit at the end of the term.


We enjoy building relationships with our clients and work hard to take out the “insurance lingo,” so that our policies are more easily understood by those we cover. To get started, request a quote.


Additional Resources

Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))

Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))

Insure U for Small Businesses

International Risk Management Institute, IRMI